Locations
San Francisco, CA, USA
industry
Finance · Lending and Investments · Mobile, Platforms, and Apps
Size
1001-5000 employees
Stage
Series C+
founded in
2015
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought 3 billion dollars in credit to 13 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
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